Debt-Free Living in 3 Steps

How to Get Out and Stay Out of Crushing Debt Fast with Simple Changes You Can Implement Over the Next 7 Days

By: Terence Thornton

Narrated by: Nick Morganella

Three things people who are good with money know that everyone else is clueless about

What makes some people good with money?

Why are you in a ton of debt when your former next-door neighbor has already moved into a luxurious house within the most prestigious parts of town?

Do these people have some kind of money management secret that the rest of humanity is oblivious to?

To put it in simple terms, you have to give your money purpose if you want to see it grow. This is also imperative for anyone willing to get out of debt and enjoy financial stability from that point forward.

Are you currently living from paycheck to paycheck?

Do you have nightmares about putting your kids through college and securing your retirement?

You are not alone in this struggle. Nearly 50 percent of Americans worry that they’ll run out of money at some point in their retirement.

Today, the average American debt is $59,800. At the same time, the median income in the country is $59,039. When these numbers are crunched, it becomes really easy to see just how impossible the situation is for the vast majority of people.

So, you don’t make enough money, but you still want to get out of debt.

Is there a secret strategy to accomplish the goal by multiplying the money you own or by changing your financial mindset in its entirety?

The secret to getting out of debt hides in three simple steps that wealthy individuals are all too familiar with.

In Debt-Free Living in 3 Steps, you will discover:

• The simplest reason why you’re overspending (and why you can’t control it)
• How society has been set up to keep you in debt and make banks more money than ever before
• Simple strategies to replace the mismanagement of money with healthy financial behaviors
• Seven types of debt and which ones are truly deadly
• Credit cards and a false sense of security – why you should stop spending money you don’t have
• The psychology of debt, including ways to get into the right headspace for abundance
• Whether or not trying to save and cut out expenditure is the best way to get out of debt
• A foolproof strategy for staying away from financial temptations
• Strategies for ensuring your long-term financial stability and happiness
• And much more!

Every journey starts with a single step. Even if you are heavily indebted right now, you can make small decisions that will show you the right path out of a sticky situation.

You don’t have to give up on your hopes and dreams, accepting debt as a normal part of life until your parting day.

The transformation starts now, and all it takes is three steps to embark on a completely transformative journey.

If you want to dig yourself out of debt to gain the freedom and security that you deserve, then scroll up and click the “Add to Cart” button.

©2020 Terence Thornton (P)2020 Terence Thornton

Bye bye debt!

Debt is SO common. If everyone just did what this book said, a lot more people would have an easier time climbing out of what feels like a bottomless pit of debt. I've been there myself, and these tips are exactly what I used to get out. It's all a matter of just starting and sticking to them. Definitely recommend this book!

2020 is over - start out Debt free, FAST in 2021

Seriously, this is no joke. Easily attainable goals, tips/tricks and seriously actionable steps no matter how in debt you may be -this book is worth the listen. KISS - Keep it Simple, Stupid! That's a motto I live my life by, and that's what this book delivers in multitudes! There is no "secret formula" but there are shortcuts, and perhaps some things that you might not have thought about in terms of cost cutting/reduction and how to move things around in a more efficient manner to pay your debt off quicker. This should be a MUST READ for all recent college grads, and young adults and is seriously impactful for even old farts like me!
I HIGHLY recommend this book!

$100k In Student Loan Debts!

Wow, the author was $100k in student loan debts. This shows that he knows exactly what he's talking about. If you are stressed out about your financial situation, you should listen to this audiobook. It contains valuable information about interest, debt psychology, and how to create your master plan for a debt-free life. In my opinion, money is the number one reason people (including me) are feeling stressed and miserable, which is why we need to take charge of it. Don't let your finances control you. Start controlling your finances!

A must read

Great book to help you get out of debt, understand interest and truly control your own life. Pretty straightforward and easy to listen to. I think everyone can benefit from listening to this book!

Can’t speak highly enough of this audiobook

Aside from a great narrator and content, the fact that Terence has actually used these strategies to get HIMSELF out of debt has really given me hope again. A lot of these financial gurus of today don’t have an idea of what it even feels like to be in debt and just regurgitate information they’ve learned during their schooling. I find it comforting knowing that there’s an author who can REALLY say “been there, done that.”

I've personally paid off 46k of debt

This book has all the principles that I used to pay off my debt plus some extra bonuses. This book is a gem amoung the ruff. Don't buy into books like Dave Ramsey who doesn't really have solid financial advice. Terence Thorton is like the Robert Kiyosaki of the Debt world because he knows his stuff. I listened to this book for fun because I already paid off my debt and I had a wonderful time. This book is a page turner and I can't wait to check out the author's other work.

Full of advice

This book is easy to understand and covers plenty of information on how people can climb out of debt. The author uses simpler vocabulary instead of complex financial terms which makes it easy for people in debt to follow the steps.

This is the secret

The secret to Financial Health.
Getting debt free. And this book has what you need to do it.

Awesome audiobook

Excellent audiobook. Pay all the a debit step by step lowest credit to higher
Thank you so much

Awesome book!

This is a down to earth book on how to change your spending habits and take control of your finances. Parents can try and teach their children everything they feel they should know about spending and saving, but its up to the individual to actually implement it. Then there are books such as this where it lays out a plan for anyone serious about savings can follow. Working and having nothing to show for it is not something to to be proud of. Number one rule, don't spend money you don't already have! If you are serious about establishing yourself in life, the easy to follow instructions from this book will make a huge different in your life. I highly recommend this book and it was helped me get out of debt