Your Insurance Policy Isn't What You Think It Is

What You Don't Know About Insurance Could Cost You

Join Dennis Day and Judy Gratton on this episode of 'Getting Your Edge' as they delve into the complexities of the insurance industry with special guest Douglas Olson from USI Insurance Services. Discover the vital distinction between brokers and independent agencies, learn about the challenges facing the insurance sector today, and understand how consumers' demands impact insurance products. Douglas shares insights on why insurance companies are leaving certain markets, how they handle losses, and the importance of maintaining accurate policy information. This comprehensive discussion sheds light on how you can better protect your assets and navigate the evolving insurance landscape.

00:00 Introduction and Greetings
00:34 Meet Douglas Olson: Insurance Expert
01:10 Understanding Independent Insurance Agencies
03:42 The Impact of Consumer Demands on Insurance
06:39 Challenges Facing the Insurance Industry
13:30 Real Estate and Insurance: Key Insights
20:30 Insurance Industry Adjustments and Non-Renewals
33:16 Consumer Concerns and Contractual Obligations
34:18 Conclusion and Contact Information

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