In this episode of The Real Retirees of New Jersey, Randy and Peggy Fisher discuss the current state of the stock market, the emotional reactions of investors, and the importance of a methodical approach to retirement planning. They emphasize the need to separate emotions from investment decisions, especially during volatile market conditions. The conversation also touches on the significance of having a solid retirement strategy and the tendency of individuals to spend more time on leisure activities, like March Madness, than on planning for their financial future.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

This week, Randy and Peggy Fisher discuss essential aspects of retirement planning, including the importance of understanding one's portfolio through a 'portfolio x-ray', the differences between active and passive management, and the role of annuities in providing a steady income during retirement. They emphasize the need for personalized financial strategies and the significance of budgeting and understanding expenses in retirement planning.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

This week on The Real Retirees of New Jersey, Randy and Peggy Fisher discuss essential aspects of retirement planning, focusing on the importance of understanding hidden fees in retirement accounts, the value of a portfolio x-ray, and the differences between active and passive investing. They emphasize the need for regular portfolio evaluations, especially as retirement approaches, and the significance of managing risk in investment strategies.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

In this episode of The Real Retirees of New Jersey, Peggy and Randy Fisher discuss the pressing concerns of retirees, including taxes, social security, and the importance of hiring a financial advisor. They emphasize the impact of hidden fees on investments and the misconceptions surrounding retirement savings. The conversation highlights the significance of lifestyle choices in financial planning and the necessity of effective communication between advisors and clients.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

This week, hosts Peggy and Randy Fisher discuss the importance of personalized retirement planning. They emphasize that retirement is unique to each individual and explore various stages of financial planning, including accumulation, preservation, and distribution phases. The conversation highlights the significance of planning for healthcare costs and maintaining financial discipline throughout retirement.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

In this episode of The Real Retirees of New Jersey, hosts Peggy & Randy Fisher discuss the various stages of retirement planning, focusing on the accumulation and preservation phases. They share personal experiences, including a fun yacht rock weekend, and emphasize the importance of starting to save early, understanding investment risks, and having a solid financial plan as one approaches retirement. The conversation highlights the significance of social security planning and the need for a comprehensive strategy to ensure a secure financial future.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

This week, Peggy and Randy Fisher discuss various financial topics, including the pros and cons of gift cards, the concept of 'dead money' in portfolios, the importance of life insurance, and the necessity of having an emergency fund. They emphasize the significance of income planning for retirement and explore the idea of keeping cash at home as a risky strategy. The conversation also touches on the importance of understanding different types of money and their roles in financial health.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher share their recent experiences at a Sandals resort in Antigua, reflecting on the importance of financial planning for retirement. They discuss the demographics of vacationers, emphasizing how many retirees are enjoying their planned vacations. The conversation shifts to the significance of annuities as a financial tool for retirement, explaining their mechanics, benefits, and addressing common misconceptions. Peggy and Randy stress the importance of tailoring retirement plans to individual needs and preferences, ensuring that everyone can achieve their desired retirement lifestyle.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.