Thinking about buying a home? Wondering if you need an estate plan? In this episode, I sit down with Ruma Mazumdar, Esq, founder of Key Esquire®, to demystify the legal side of real estate transactions and estate planning.

We break down:
✅ What a real estate attorney actually does in NJ
✅ Why attorney review is essential—and not just a formality
✅ Common real estate contract traps (and how to avoid them)
✅ Estate planning basics: wills, trusts, powers of attorney
✅ What happens if you don’t have an estate plan
✅ Why title insurance matters—even when buying from family
✅ How to protect your home and legacy for the next generation

Whether you're a first-time homebuyer, a real estate investor, or want to protect your family’s future, this interview is packed with legal and financial insights you need to hear.

📍 Ruma is a licensed attorney in New Jersey and New York, and she brings a modern, client-focused approach to law that empowers homeowners, couples, and professionals to make confident decisions.

👉 Learn more about Ruma Mazumdar and Key Esquire®:
🌐 Website: https://www.keyesquire.com
📸 Instagram: @keyesquire

Sid Misra, Certified Financial Planner™
Beacon Financial Group

I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together

Schedule an intro call with me: https://go.oncehub.com/SidMisra

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To learn more about me, please visit my website: https://www.sidmisra.net/

I post a lot of educational content on LinkedIn that you won't want to miss out on

Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/

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Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/

Gautam Misra
Beacon Financial Group

Should you lend money to family or friends? What if your partner disagrees? In this episode of Love, Marriage, and Finances, Sid Misra CFP® breaks down the emotional and financial risks of lending to loved ones—and how to navigate it as a couple.

💸 Lending money to family is common, but it’s also complicated. Studies show that 42% of people who lend to loved ones never get paid back. That can create stress not just between the lender and borrower—but also between spouses.

In this episode, you'll learn:
✅ How to talk with your spouse before lending money
✅ Questions to ask before saying yes
✅ Why you should never lend money you can’t afford to lose
✅ What to include in a written loan agreement
✅ The tax and legal issues you can’t ignore
✅ Alternatives to lending that still support your loved ones

Whether you're newly married or years into your relationship, understanding how to handle financial requests from family and friends is critical for protecting your relationship and your finances.

👍 Don’t forget to like, subscribe, and share if this helped you!

💡 About Love, Marriage, and Finances: A YouTube series hosted by Certified Financial Planner™ Sid Misra, focused on helping couples navigate love and money. From prenups and financial planning to debt, budgeting, and retirement, we cover it all.

🧭 About Sid:
Sid Misra, CFP® is a Certified Financial Planner™ with Beacon Financial Group and LPL Financial. He helps individuals, couples, and families - especially those preparing for retirement - gain clarity, confidence, and control over their financial lives.

From investment strategies and tax planning to navigating complex life decisions, Sid provides personalized, relationship-driven financial planning tailored to every stage of life.

🔗 Connect with Sid:
🌐 Website: sidmisra.net/
📅 Schedule a call: go.oncehub.com/SidMisra
💼 LinkedIn: linkedin.com/in/sid-misra/
📱 Instagram: @SidMisraFinance
🎧 Podcast: mpoweredfinance.buzzsprout.com/


Gautam Misra
Beacon Financial Group

Are the latest headlines about tariffs and market volatility making you nervous? You're not alone.

In this video, Certified Financial Planner™ professional Sid Misra breaks down what’s really happening with the recent market drop—and how smart financial planning helps you stay grounded during uncertain times.

You'll learn:
✔️ Why markets reacted to new tariffs
✔️ What rising inflation and slower growth could mean
✔️ How diversification protects your portfolio
✔️ Why preparing beats predicting in volatile markets

Whether you're close to retirement or just starting out, this is the clarity you need to make confident financial decisions—no matter what the news says.

👉 Need help building a plan? Let’s talk: www.sidmisra.net

Sid Misra, Certified Financial Planner™
Beacon Financial Group


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I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together

Schedule an intro call with me: https://go.oncehub.com/SidMisra

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To learn more about me, please visit my website: https://www.sidmisra.net/

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Check out my YouTube channel: https://www.youtube.com/channel/UCZBF