After decades of undervaluation, Black homeowners across the U.S. are seeing historic increases in property values—outpacing gains in majority-white neighborhoods. A mix of market shifts, federal policies, and anti-bias efforts in appraisals is helping close the racial wealth gap. From Detroit to Atlanta, Black communities are experiencing a long-overdue boost in home equity, creating billions in new wealth. But challenges remain, as experts caution that systemic bias in home appraisals is still a hurdle. Explore the factors driving this transformation and the impact on Black homeownership in this in-depth analysis.

Before becoming CEO of RCN Capital, Jeff Tesch learned the fundamentals of leadership by managing Subway franchises in Connecticut. From scrubbing toilets to training employees, his early experiences shaped the skills he’d later use to build a private lending powerhouse.

As shrinking commissions put pressure on buyer agents, many are turning to dual licensing to control both sides of the transaction. Industry leaders weigh in on the financial benefits, regulatory concerns, and what this shift means for the mortgage and real estate landscape.

Can blockchain transform the mortgage industry? Editor Ryan Kingsley explores Figure Technology Solution’s bold innovations, blending compliance and cutting-edge tech to streamline lending. Learn how "truth over trust" is reshaping financial transactions.

In a move to reform federal government, the Trump administration has set its sights on dismantling the Consumer Financial Protection Bureau (CFPB). What does this mean for the mortgage industry, financial regulation, and borrowers? Will this lead to a new era of financial freedom — or a dangerous return to the conditions that fueled the 2008 financial crisis? We break down the consequences of unplugging the CFPB, the industry’s response, and what’s at stake for the future of consumer protections.

With fewer MLOs in the industry, lenders are prioritizing innovation, adaptability, and cultural fit over sheer production. Leaders stress the value of collaboration, technology, and long-term growth while influencers like Sosimo Avila highlight the importance of endurance and guidance. Companies like West Capital Lending and Primis Mortgage focus on transparency and support, ensuring their teams are prepared for the evolving mortgage landscape.

Many in the mortgage industry have gotten to know Loan Factory’s founder and CEO, Thuan Nguyen, as his company has grown massively in the past few years. But not many would know of Nguyen’s life in Vietnam; his attempts to escape the country by boat; his imprisonment at 14 years old; and his relentless pursuit of hope.

Paige Ringkamp’s journey from working with children in special education to becoming a top-producing mortgage originator is nothing short of inspiring. Leveraging her data-driven approach and passion for helping others, she’s redefining leadership in a male-dominated industry while empowering women to take bold leaps in their careers.