In this season finale of The Century Plan, we wrap up our exploration of what often holds people back from engaging in financial planning. Throughout this season, we've tackled several common barriers and uncovered ways to overcome them. Here are some key factors we discussed:

• Difficulty connecting with our future selves: Many people struggle to envision their future and prioritise present desires over long-term goals.
• Perfectionism: The fear of making the "wrong" decision or not having all the perfect information can prevent action.
• Lack of time: We explored whether people truly don't have time for financial planning or if procrastination is the real issue.
• Decision overwhelm: With so many options available, the inability to make decisions can lead to inaction.
• Not knowing where to start: Financial planning can feel like a huge, overwhelming task, and not knowing where to begin stops many from taking action. We give you five actionable steps to help.
• Emotional barriers: Past financial mistakes or the emotional attachment to money can prevent people from taking the next step.
• Cost concerns: Many people hesitate to invest in financial planning due to concerns over cost, despite the potential for long-term savings.

If any of these resonate with you, you're not alone. Tune into this episode for a recap of the season and tips on how to get started with your own financial planning journey.

Useful information

Host: Dennis Hall

Host: Sarah Steele

Contact us: ask@yellowtail.co.uk

ABOUT YELLOWTAIL

Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail’s experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.

In this episode, Sarah throws out a challenge to Dennis: Is financial planning actually worth it?

Is she about to regret her question!?

But it has to be addressed, because there are some who think it’s a waste of time—believing pensions won’t be there when they retire, their business or property will fund everything, or they’ll just keep working. But are these assumptions really true?

In our latest episode of The Century Plan, we tackle the common myths that stop people from planning for their future. Financial planning isn’t just about numbers—it’s about making sure you have real choices later in life.

Listen now and find out why planning is worth it.

Useful information

Host: Dennis Hall

Host: Sarah Steele

Contact us: ask@yellowtail.co.uk

ABOUT YELLOWTAIL

Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail’s experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.

Our latest episode of The Century Plan explores a key question: How much does financial planning actually cost? And just as importantly, what value do you get in return?

Financial planning fees can sometimes seem unclear—hourly rates, fixed fees, percentages, subscriptions—so in this episode, we provide clarity. We explain how different charging models work, what to consider when choosing a planner, and how working with the right professional can help you make informed financial decisions that support your future.

We also discuss:

✔️ The impact of fees on your long-term investments
✔️ Why an initial conversation with a planner should be free of charge
✔️ The reassurance and structure that financial planning provides

As Dennis puts it: “Good financial planning helps you stay on track, even when the unexpected happens.”

If cost has been a concern, this episode will help you understand how to assess value and make confident decisions about your financial future.

Useful information

Host: Dennis Hall

Host: Sarah Steele

Contact us: ask@yellowtail.co.uk

ABOUT YELLOWTAIL

Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail’s experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.