In this weeks podcast I sat down with my friend Jayson Cahill from First Savings Bank to break down everything you need to know about one of the most powerful but least understood mortgage tools available to people: the First Lien HELOC (Home Equity Line of Credit).

Youtube link (https://youtu.be/2Ad4OyvYIhw)We explore how it works, who it’s really for, and how it compares to traditional mortgages, second liens, cash-out refinances—and even how it can be used alongside Infinite Banking to take control of your entire financial ecosystem ♾️This conversation is a must-watch if you’re a homeowner, real estate investor, or someone interested in advanced debt acceleration and cash flow strategies.In this video, we cover:✔️ What exactly is a 1st Lien HELOC (vs. 2nd Lien HELOC)✔️ Who qualifies for this strategy—and who shouldn’t use it✔️ Fixed vs. Variable Rates explained (and how sweep features work)✔️ Why paying extra on a mortgage isn’t always your best option✔️ Real-life example: We break down my personal numbers live✔️ How to qualify vs. a traditional mortgage✔️ Can it be used on rental properties?✔️ What are the risks—and how to avoid them✔️ Plus: How Jayson uses Infinite Banking to boost the power of his HELOC📢 Want to learn more or contact Jayson directly🖥️ Visit his website here → https://linktr.ee/firstlienheloc🚀 Want to take the next step with Infinite Banking?Watch our full Save & Spend Presentation and then book your FREE consultation with my team and me at:👉 https://saveandspendsystem.com/startnow2📅 Or schedule your consultation here: https://calendly.com/shawnksfg/infinite-banking📖 Books & Tools Mentioned in This Episode:* Becoming Your Own Banker by R. Nelson Nash → https://amzn.to/2ZMw0h6

Welcome back to another episode. this week I sit down with Jared Adams one part of the two man crew that makes up the flightpath financial team.

In this episode we discuss Jared's into into infinite banking, he's timeline for beginning to implement it in his life and how he now teaches this life changing concept to others all across the country with an emphasis on pilots. I hope you guys enjoy the episode.

📲 Want more information on IBC check out this video?

👉 ⁠⁠https://saveandspendsystem.com/startnow2⁠⁠

Book a free Cash Consultation today:

👉 https://calendly.com/shawnksfg/infinite-banking

🔗 Connect with us:All social media links👉 ⁠⁠https://linktr.ee/legacylifeandretirement

If you'd like to connect with Jared feel free to reach him at this link below

linktr.ee/greendotibc

Introducing a new series to the podcast channel IBC vs...

Every week my guest Liz Dirocco and I will be breaking down some of the most popular places to put your money and comparing them to the infinite banking concept.

This weeks episode is all about the 401k which we all know is the go to move for the average person looking to do something with their paycheck from work.

In this podcast, we’ll break down:

✔️ Guarantees vs. Market Risk – Which strategy offers more secure, long-term growth?

✔️ Constant Compounding – Why IBC keeps growing even when you borrow

✔️ Liquidity & Flexibility – Which option gives you quick access to cash?

✔️ Tax Efficiency – How Infinite Banking minimizes taxes and protects your wealth

✔️ Passive Income Potential – Creating predictable, tax-free income in retirement

Ready to take control of your financial future?

Watch our full Save & Spend Presentation and then schedule a FREE call with us at:

👉 https://saveandspendsystem.com/startnow2

📢 Recommended Reading:

If you’re interested in the source material (we didn’t come up with this!) we highly recommend getting a copy of R. Nelson Nash’s book:

📖 Becoming Your Own Banker (5th Edition) → https://amzn.to/2ZMw0h6

📢 All Social Media Links & The Cashflow Chronicles Podcast:

🔗 https://linktr.ee/legacylifeandretirement

Welcome back to another episode of The Cashflow Chronicles Podcast. Today I take a bit of a deep dive into my personal preference on how I handle the age old question of do I add PUA first or do I pay back a Loan. I can guarantee you across the IBC world you will find varying opinions on this topic and in no way am I saying my was is the best way, this is just how I've been taught and currently handle my personal situation. Luckily for you because you are the banker you get to decide exactly how you want to handle your system but understand if you ever have any questions we have a great team of coaches here to help you get them answered. Please don't hesitate to reach out. As always the information is free but the knowledge is priceless

📲 Want more information on IBC check out this video?

👉 ⁠https://saveandspendsystem.com/startnow2⁠

Book a free Cash Consultation today:

👉 https://calendly.com/shawnksfg/infinite-banking

🔗 Connect with us:All social media links👉 ⁠https://linktr.ee/legacylifeandretirement

Welcome back to The Cashflow Chronicles! I’m your host, Shawn King, and today we’re tackling an important question:

🚨 What happens if you don’t qualify for life insurance? Does that mean you can’t practice Infinite Banking? 🚨

The short answer? Not at all. While you need a policy to implement Infinite Banking, that policy doesn’t have to be on you. In this episode, we break down exactly how you can still build your private banking system—even if traditional underwriting stands in your way.

💡 Here’s what we cover:
✔️ What insurable interest means—and who you can place a policy on
✔️ The three main reasons people get denied (health, habits, and history)
✔️ How placing a policy on a spouse, child, or business partner allows you to build wealth even if you’re uninsurable
✔️ Why working with the right IBC coach can make all the difference in finding solutions

At Legacy Life & Retirement, powered by The Cash Compound, we fight for you. We work with top mutual insurance carriers to help you get approved and, if needed, explore the best alternative options.

📲 Need help getting started?

👉 https://saveandspendsystem.com/startnow2

Book a free Cash Consultation today:

👉 https://calendly.com/shawnksfg/infinite-banking

🔗 Connect with us:
All social media links
👉 https://linktr.ee/legacylifeandretirement

🚨 Don’t let a denied policy stop you from building wealth. There’s always a path forward—let’s find the right one for you. Tune in now!

What Happens If You Can’t Pay Your Policy Premium? Here’s What to Do

Welcome back to The Cashflow Chronicles! I’m your host, Shawn King, and today we’re diving into a question that’s on a lot of people’s minds:

What happens if you can’t pay your policy premium?

Life happens—maybe business is slow, unexpected expenses pop up, or cash flow is tight. The good news? You have options. Infinite Banking is designed to be flexible, and in this episode, I’ll walk you through both temporary fixes and permanent solutions to keep your policy working for you—without losing control of your financial future.

💡 Here’s what we cover:
✔️ The first step you should take if you’re struggling to make payments
✔️ Short-term strategies to keep your policy active—including adjusting premium payments, using dividends, or taking a policy loan
✔️ Long-term options like reducing the death benefit, converting to paid-up status, or even selling your policy
✔️ The risks of letting your policy lapse—and why it should always be a last resort

🔑 Remember: Your policy isn’t just another bill—it’s a powerful financial tool. Before making any big decisions, talk to your IBC coach to explore your best options.

📲 Need help?
Book a free Cash Consultation with my team:
👉 https://saveandspendsystem.com/startnow2

🔗 Connect with us:
All social media links & The Cashflow Chronicles Podcast:
👉 https://linktr.ee/legacylifeandretirement

🚨 Don’t make a decision you might regret. Get the facts, know your options, and keep your policy working for you! Tune in now.

Have you seen the debt crisis in this country? It’s skyrocketing, and most people are financing their lifestyles with borrowed money. The problem? When the economy shifts, most households will be in financial trouble.

In this episode of The Cashflow Chronicles, I break down the 5 most effective ways to eliminate debt—strategies that can help you break free from paycheck-to-paycheck living and start building real wealth. But before we get into the numbers, we need to tackle the biggest problem: your mindset.

💡 Here’s what we cover:
✔️ Why debt is a mindset issue—and how to change it
✔️ The simple budgeting strategy that will reveal where your money is actually going
✔️ How to use velocity banking to wipe out your debts faster than you ever thought possible
✔️ The right way to structure debt repayment for maximum impact
✔️ How to make your money work 24/7 through the power of Infinite Banking

If you’re serious about getting out of debt and building a secure financial future, this episode is for you. Plus, I’ll share how you can access a mathematically proven system to accelerate your journey to financial freedom.

📲 Want to take the next step?
Watch our free Save & Spend Presentation and book a free Cash Consultation:
👉 https://saveandspendsystem.com/startnow2

🔗 Connect with us:
All social media links & our Cashflow Chronicles Podcast:
👉 https://linktr.ee/legacylifeandretirement

The information is free, but the knowledge is priceless. Let’s take control of your financial future—tune in now!

How Infinite Banking Could Save America's Financial Future In this episode, Shawn introduces the concept of infinite banking and its potential to transform America's financial landscape. He discusses the current financial challenges, including skyrocketing debt, lack of savings, and financial illiteracy. Shawn explains how the infinite banking strategy, which involves using a properly structured whole life insurance policy to build cash value and take control of finances, can empower individuals to eliminate debt and build wealth. He emphasizes the potential ripple effect on families, communities, and the nation, and invites viewers to take the first step towards financial independence by booking a free cash consultation.

If you’d like more information on how you too can start the journey of Becoming Your Own Banker or you have questions and you’d like to chat feel free to visit our website & book a Free Consultation now! - Website: https://legacylifeandretirement.com/ - Book your FREE Cash Consultation Call Here: https://calendly.com/shawnksfg/infinite-banking - Email: Info@LegacyLifeandRetirement.com - Purchase your own copy of Becoming Your Own Banker: Amazon - https://a.co/d/3YmEAoE All Social Media links and our Cashflow Chronicles Podcast can be found here: https://linktr.ee/legacylifeandretirement If this podcast resonates with you, don’t forget to like, comment, and share to help others discover this valuable information! 00:00 Introduction to Infinite Banking 01:02 The Financial Crisis in America 02:03 The Problem of Financial Illiteracy 03:19 How Infinite Banking Works 06:21 The Bigger Picture: Saving America 07:26 Building Economic Resilience 08:12 Conclusion and Call to Action