Despite current negative sentiment about Canada, there are significant opportunities for growth and development, particularly in natural resources and technology sectors.

• Resource Wealth: Canada has vast natural resources including third-largest oil reserves, largest potash reserves, and 20% of world's freshwater, creating economic stability through jobs and revenue
• Future Growth Drivers: Data centers are emerging as a major opportunity due to Canada's cold climate and energy resources, while population growth aims for 100 million by 2100

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Its our Host Episode! We have our amazing meetup hosts provide us with some boots on the ground updates. We also look at RBC's latest housing market report, which shows growing optimism across Canada, with a national recovery expected in 2025.

• Surging listings in major markets
• Lower interest rates, and varied regional performance, with Alberta and Quebec showing particularly strong momentum while Ontario and BC expect modest growth⁠⁠.
• Connect with other investors and real estate professionals, and just overall great people at meetups across the country Come To A Free Meetup

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A deep dive into Rocket Mortgage's exit from Canada, highlighting how the Canadian banking system favours the Big Six banks. The episode also covers Hudson's Bay's creditor protection filing and CMHC's new MLI Select program restrictions, concluding with insights into Canada's most affordable cities.

Key Points:

• Rocket Mortgage's exit demonstrates how Canada's unique mortgage system and Big Six banks' dominance creates barriers for international competitors.
• Hudson's Bay, North America's oldest company, files for creditor protection amid retail sector challenges.
• CMHC implements sudden changes to MLI Select program, affecting investors' ability to bundle single-family home purchases.
• 8 of the 10 most affordable markets are in the same province

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The concerning decline in happiness among Canadians, particularly the youth, amidst a housing crisis that has significantly impacted affordability and well-being. Drawing insights from influential reports, we discuss the factors contributing to this trend and consider potential solutions, including the development of new cities to make housing more accessible.

• Canada has dropped in the world happiness index, with young Canadians (under 30) experiencing the steepest decline in satisfaction.
• Major cities like Toronto and Vancouver are among the least affordable in the world, with home prices soaring relative to income.
• Strategies for improving housing affordability may involve developing smaller cities to provide viable living options, rather than solely focusing on existing urban centers.

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The financial landscape is changing and thus, so are the challenges and opportunities in the real estate investing space. We look at 4 of the best ways to finance your deals in 2025 and beyond

• Vendor Take Back (VTB) financing strategies
• CMHC MLI Select program advantages
• The new Canadian government secondary suite loan program
• Owner-occupied high-value property financing (90% of $2M LTV)

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What is the reality of achieving passive income through real estate investing? We examine various real estate investment strategies ranked from most active to most passive, highlighting that true passive income often requires significant upfront work, systems, and team building.

• Most real estate investing is not initially passive - Despite popular belief, many strategies like property flipping, short-term rentals, and direct property ownership require significant active management.
• Spectrum of passivity - Investment strategies range from highly active (flipping properties, Airbnb) to moderately active (syndication, partnerships) to most passive (REITs, debt investments, MICs).
• "Who Not How" principle - To achieve true passive income, focus on building systems and teams rather than doing everything yourself, following the principle of "who can do this" instead of "how can I do this".

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A deep dive into the Canadian proptech industry's transformation, examining how despite funding dropping 62.5% to $300M in 2024, companies are emerging stronger with more sustainable business models. The episode explores successful case studies and the industry's shift toward practical, results-driven solutions.

• More than 530 proptech startups are now operating in Canada, with 80% concentrated in five major tech hubs
• The industry is split evenly between residential and commercial sectors (42% each), with 16% focused on construction
• Successful proptech solutions are showing concrete results: ParkChamp increased revenue by $1M in Calgary buildings, while EcoPilot achieved 10% energy cost reduction in Halifax

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The tariff drama continues, we go over which Canadian cities could be impacted & why.

• Ontario Manufacturing Cities Most Vulnerable: Five Ontario cities are among the top 10 most exposed to tariffs, with Windsor being particularly vulnerable due to its automotive sector. The auto manufacturing corridor employs over 25,500 workers across various facilities.
• Varying Housing Market Risks: Cities with higher housing prices like Oakville ($1.3M)and Brampton ($999K)could see larger impacts, while steel and aluminum cities like Saguenay ($315K)and Baie-Comeau ($225K)have lower price exposure.
• Sudbury Most Resilient: Despite $460M in U.S. exports at stake, Sudbury is identified as Canada's most resilient city due to its diversified mineral export market.

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