In this episode, Gary and Marcus discuss the implications of the Spring Statement for pensions, inheritance tax, and estate planning. With pensions set to be included in estates for inheritance tax purposes from 2027, many long-standing strategies are being reconsidered.

They explore how financial planning has shifted, why reviewing your income and asset structure is now essential, and what steps you can take to reduce your exposure to inheritance tax.

Key points covered;

Pensions and IHT – Why pensions may no longer be the most efficient way to pass on wealth.

Estate structure – The growing importance of giving assets away during your lifetime.

Business Property Relief – What’s changing in 2026, and how it can still play a key role.

Generational planning – Involving family in your financial decisions to protect long-term wealth.

Legal considerations – The role of wills, marriage, and power of attorney in effective planning.

With tax rules evolving and thresholds frozen, proactive planning is more important than ever. The earlier you review your position, the more options you’ll have to protect your estate.

To discuss your own circumstances, visit kdw.co.uk or speak to an independent financial adviser.

Disclaimer: This podcast is for information only. Please seek independent financial advice tailored to your personal situation.

For tailored advice and support, visit kdw.co.uk or come and see us in the heart of St Albans.

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