• S3_E21 Practically debt-free: how to pay debt without losing your joy.

  • Apr 2 2025
  • Duración: 23 m
  • Podcast

S3_E21 Practically debt-free: how to pay debt without losing your joy.

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  • Resumen

  • Description: In this empowering episode of My Happy Money Journey, Phoebe gets raw and real about debt—and how to break free from it without sacrificing your sanity, dignity, or your weekly catch-up with the girls.

    We’re talking credit cards, buy-now-pay-later traps, personal loans, and the sneaky shame that rides shotgun with them. If you’ve ever shoved a credit card bill in a drawer and hoped for the best—this one’s for you.

    You’ll learn:

    • Why debt is not a character flaw (and you’re not broken)

    • The #1 thing to do before you pay off a single cent

    • Avalanche vs. Snowball strategies—and how to pick what suits YOU

    • How to cut spending without killing your joy

    • Why a financial safety net is your best defence against falling back in

    Resources:

    • Download the FREE Debt Clarity Worksheet

    • Join the Happy Honeys Facebook Group

    • Check out the Spend Cleanse and upcoming Debt Destruction course

    • Listen to last week’s guest Bonnie Lee on EFT for financial healing

    Quote of the Episode: “Debt is not your personality—it’s just a situation. And it’s one we can handle, together.”

    Subscribe & Share: If this episode helped you feel more empowered around money, share it with a woman who needs it. Debt is temporary. You are a force of nature.
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