💬 Show Notes

In this episode, Roger Whitney dives into the essential elements of not just surviving, but thriving in retirement. We kick off with a listener's story about the challenges of early retirement and the important questions that arise during this transition. Then, we shift gears to a practical planning segment on how to rebalance your retirement portfolio as life and market conditions change. Lastly, we hear from Karen and Shannon, two adventurous retired women, as they share their inspiring experiences traveling internationally and building confidence in their new lifestyles. Tune in for insights that can help you rock your retirement!

SUMMARY OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

• (00:00) This show is dedicated to helping you rock retirement.
• (00:54) Next week on the show we are going to talk about how to quality check your retirement plan.

ROCKIN’ RETIREMENT IN THE WILD

• (01:34) A listener sent in an email about her retirement experience.

PRACTICAL PLANNING SEGMENT

• (04:50) In the practical planning segment, Roger reviews how to rebalance your portfolio in retirement.
• (06:30) What is rebalancing, and why does it matter in retirement?
• (08:30) How often should you rebalance your portfolio?
• (09:20) Step 1: Review your actual spending compared to your plan of record.
• (11:03) Step 2: Adjust or update your projected spending for the year ahead.
• (13:30) Step 3: Refresh your income estimates and update asset values.
• (15:19) Step 4: Run a feasibility check—use Monte Carlo simulations or your household balance sheet.
• (16:01) Step 5: Test your plan’s resilience and update your allocation strategy.
• (18:45) Step 6: Consider your contingency fund—how much cushion do you need, and how will you refill your 5-year income floor?

INTERVIEW WITH SHANNON AND KAREN ABOUT TRAVELING IN RETIREMENT

• (22:51) Roger talks with Shannon and Karen about traveling internationally in retirement as single women.
• (31:10) You had several hurdles to overcome.
• (33:13) Karen says she likes traveling with a group and hiring individual guides.
• (37:05) Newer tours are much more curated and intimate than they used to be.
• (42:25) What advice would you give to someone who is single and nervous about traveling internationally alone?

SMART SPRINT

• (47:34) ​In ​the ​next ​seven ​days,​ schedule an hour to an hour and a half during the third quarter of the year for a “retirement rebalancing meeting,” clearly outlining your plan on your calendar so you can prepare and follow through effortlessly.

BONUS

• (48:30) Roger reads from his grandfather’s WWII journal.

REFERENCES

• Submit a Question for Roger
• Sign up for The Noodle
• The Retirement Answer Man

TRAVEL WEBSITES

• The History Chicks Podcast
• Zingerman’s Food Tours
• Road Scholar

FOLLOW US ON SOCIALS

• Follow Us on Facebook!
• Follow Us on Instagram
  
  

💬 Show Notes

In this episode, we explore the joys and motivations behind traveling in retirement. Join us as we discuss why travel is a common goal for retirees, featuring insights from Andrew Motiwala, founder of A Good Life Abroad. Discover how to enhance your retirement travel experiences and learn about the various obstacles retirees face when planning their adventures. Tune in for inspiring stories and practical tips to help you feel 'awake' and engaged in your retirement journey!

SUMMARY OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

• (00:35) Today on the show, we're going to talk about how to improve retirement travel.

ROCKIN’ RETIREMENT IN THE WILD

• (02:26) Two quick rocking life in retirement stories.

TRAVEL IN RETIREMENT

• (04:22) Why do we want to travel in retirement?
• (10:25) When we're thinking about traveling, what are obstacles?
• (13:11) Roger talks about types of travel to perhaps overcome some obstacles.
• (14:00) There are lots of travel opportunities in the United States or even regionally if International travel is too much.

INTERNATIONAL TRAVEL WITH ANDREW MOTIWALA

• (17:22) Roger chats with Andrew Motiwala- the founder of Good Life Abroad.
• (20:35) The Good Life Abroad helps people live abroad in a vetted curated apartment for a month or two at a time with on the ground support.
• (24:00) What are the advantages to using The Good Life Abroad versus booking it all yourself?
• (25:33) Roger asks Andrew his opinion about why people want to travel in retirement.
• (30:05) Roger asks what people do that take travel to a whole new level?
• (31:13) What percentage of people who use Good Life Abroad are solo travelers?

SMART SPRINT

• (32:30) In the next 7 days, go somewhere new in your own zip code. Try a new park, museum, trail, or even a local brewery. Step outside your usual routine and give your brain a spark.

BONUS

• (33:01) Roger reads from his grandfather’s WWII journal.

REFERENCES

• Register for my LIVE Webinars
• Submit a Question for Roger
• Sign up for The Noodle
• The Retirement Answer Man
• The Good Life Abroad
  
  

FOLLOW US ON SOCIALS

• Follow Us on Facebook!
• Follow Us on Instagram
  
  

Show notes created by https://headliner.app

💬 Show Notes

In this episode, we wrap up our series on Process Over Panic by focusing on what truly deserves your attention in retirement planning. Plans change, life surprises us, and retirement is unpredictable. But a solid planning process — one you revisit and refine — will help you rock retirement. Join us for an insightful discussion that includes practical advice, personal anecdotes, and answers to listener questions.

SUMMARY OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

• (00:00) In this episode, we wrap up our Process Over Panic series by focusing on what truly deserves your attention in retirement planning. Inspired by Eisenhower’s quote — “Plans are worthless, but planning is everything” — we explore why your process, not your plan, is what will carry you through retirement with confidence.

ROCKIN’ RETIREMENT IN THE WILD

• (01:50) Roger shares a heartfelt retirement message through a set of creative prompts sent by a client

PRACTICAL PLANNING SEGMENT

• (03:40) What should you pay attention to?
• (04:50) When you are doing retirement planning, you are planning for the future- something totally unpredictable.
• (06:31) What deserves your attention in retirement planning?
• (08:04) What is the intent of retirement planning?
• (09:13) What are the obstacles to achieving our intent?
• (13:10) Roger talks about how his experience in retirement planning gives him confidence.
• (13:50) The Four Pillars of Retirement Planning help to build a flexible map for retirement.
• (17:58) Roger explores the concept of the “Retirement Plan of Record” as a living document—not a one-time decision. Just like in relationships, decisions made once can lose their relevance over time if not revisited and reinforced.
• (19:25) Roger goes back through the Four Pillars to talk about how often you should revisit them.
• (24:10) Real-life reactions can reveal mismatches between theory and reality.
• (25:06) Roger recommends compartmentalizing your retirement planning.

LISTENER QUESTIONS

• (27:30) John says he didn’t like how Roger said “don't follow your retirement plan” in a recent episode.
• (29:07) Steve asks a question about asset allocation.
• (31:03) Steven asks which retirement certification to look for in a retirement advisor or coach.
• (33:02) Anonymous listener says they're looking to purchase financial management software that is secure and does good analysis.
• (34:41) Susan asks about Medicare penalties and health insurance while still employed after age 65.

SMART SPRINT

• (37:30) In the next seven days, I want you to schedule your retirement planning meetings for the rest of the year.

BONUS

• (38:33) Roger reads from his grandfather’s WWII journal.

REFERENCES

• Register for my LIVE Webinars
• Submit a Question for Roger
• Sign up for The Noodle
• The Retirement Answer Man

BOOKS

• The Retirement Collective: Shared Wisdom From Top Retirement Coaches- Retirement Coaches Association

FOLLOW US ON SOCIALS

• Follow Us on Facebook!
• Follow Us on Instagram

Show notes created by https://headliner.app