If you're confused about Social Security—when to claim it, how much you'll get, or whether it’ll even be around—this episode is your roadmap. In this episode, Ryan, Ron, and Nick break down the basics on real-life claiming strategies for individuals, couples, and those navigating spousal benefits. Factors like health, longevity and even stock market valuations need to be considered when making the decision about when to take benefits.

Here’s what we cover in this episode:

👉 What “full retirement age” really means for your benefit

💑 Why spousal benefits could significantly boost household income

⏳ When delaying makes the most sense, and when it doesn’t

📈 How market conditions affect your Social Security strategy

🔒 Will Social Security still exist in 2035?

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H

Most investors dread market downturns, but what if you could turn losses into long-term gains? There’s a smart, often underutilized strategy that allows you to do just that. It’s called tax-loss harvesting, and when used correctly, it can be a powerful way to reduce taxes and stay invested, even in bear markets. In this episode, Ryan, Ron and Nick break down how tax-loss harvesting works, when to use it, what pitfalls to avoid, and why this strategy is especially crucial in non-retirement accounts.

Here’s what we cover in this episode:

🧾 Turn downturns into tax breaks

🛑 Avoid the “wash sale” trap

🧠 Stay invested, skip the panic

🏗 Build your tax-loss piggy bank

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H

When markets shake and headlines scream uncertainty, many investors begin eyeing “safe haven” assets, and gold is often top of the list. But is it actually a smart place to put your money, or is it just a shiny distraction? In this episode, Ryan, Ron and Nick unpack the real story behind gold’s rising popularity and long-standing myths. Before jumping on the bandwagon, this episode helps you ask the right questions: What does gold really do for your portfolio, and is now the right time?

Here’s what we cover in this episode:

💰 Why gold is surging and what’s behind the hype

🌍 How global politics (and China) are reshaping gold demand

🤯 Why gold may feel safe but isn’t always smart

📉 What behavioral traps investors fall into with gold

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H