No Two Lenders Are Identical - #276

In this episode, "No Two Lenders Are Identical," we're exploring how private lending can be tailored to fit your personal goals and lifestyle. From deal types to capital sources, portfolio size, and whether to stay active or go passive, there's no one-size-fits-all approach to private lending.

Join us as we discuss:
✅ How to craft your lending business to match your goals
✅ Different deal types (fix & flip, ground-up, commercial, etc.)
✅ Capital sources – self-funding, investor capital, or institutional
✅ When to grow your team and the role of software
✅ Why some lenders love commercial while others stick to residential
✅ The importance of knowing yourself and your comfort zone

We’re also excited to share that we’ve partnered with https://joinlendr.com/ – a game-changing platform for lenders. Mention the Private Lenders Podcast to get $250 off your onboarding fee!

Whether you’re just starting out or looking to fine-tune your operation, this episode is packed with insights to help you build the lending business that’s right for you.

👉 Listen now and subscribe for weekly insights into private lending, deal structuring, and business growth!

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

Mortgage Company VS Investment Vehicle - #275

🎙️ In this episode of the Private Lenders Podcast, we dive deep into a topic that hits home for every real estate investor and private lender: Mortgage Company vs. Investment Vehicle.

Join hosts Chris Haddon and Jason Balin as they share their personal journey from traditional mortgage lending to running their own private lending operation. They lay it all out—how working in the mortgage business taught them the basics of credit, real estate, and finance, but also left them feeling like just another cog in the wheel, constantly chasing deal after deal with little control over the process or the bottom line.

Discover how they transitioned into the world of private lending, built Hard Money Bankers, and uncovered the massive difference between selling loans and owning an investment vehicle. Hear the eye-opening moment when they realized that even their investors—who simply put their money to work—were making more money than them! 💡

In this episode, you’ll hear about:
✅ The drawbacks of the mortgage lending business—volume-driven, high-stress, and low control
✅ The private lending advantage—high-profit margins, complete control, and scalable servicing income
✅ How private lending became a powerful investment vehicle for themselves, their families, and trusted capital partners
✅ The difference between just doing deals and actually building a wealth-generating business

If you’ve ever felt stuck in a transactional job or wondered how to turn lending into long-term wealth, this episode is for you. Tune in and learn how to create your own investment vehicle!

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind

We Had a Default Exit Fall Through - #274

In this episode, we break down a real-time default scenario that’s still unfolding—and getting messier by the day.

From missed payments and incomplete renovations to a borrower secretly moving in and filing bankruptcy, this loan has had every complication imaginable. We walk you through how we structured the original deal, what went wrong, and why our exit strategy—selling to an investor buyer—completely fell apart at the 11th hour.

If you're a private lender, these situations will happen. Understanding how to manage a default from a business—not just legal—standpoint is critical. We cover:

✔️ Why defaults are inevitable (and how to prepare)
✔️ Lessons learned from a 3-year problem loan in Maryland
✔️ How bankruptcy filings complicate workouts
✔️ Strategies like Deed in Lieu, discounted payoffs, and foreclosure
✔️ Why borrower cooperation is everything

Whether you’re new to lending or a seasoned investor, this episode will give you real-world insight into navigating distressed loans and finding profitable exits.

👇 Let us know in the comments: How would YOU handle this situation?

✅ Please like, subscribe, and share! ✅

Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com

✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070

✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com

FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles!

✅ Instagram: https://www.instagram.com/hardmoneymastermind/

✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind