This is not your normal money conversation. Today’s episode is a deep dive into self-rescue swim lessons with Master Instructor, Gaylynne Sword. We talk about how drowning is the leading cause of accidental death for children ages 1-4 and the second leading cause for children 5 and older. This is a topic that we have been passionate about since we first enrolled our eldest daughter in lessons at 18 months. We’ve since put all three of our kids through self-rescue lessons and could talk about this topic for hours. With summer right around the corner, this conversation is one that we want to share with you ASAP.

In this episode, we chat about:

• Accessibility and affordability of swim lessons

• Why self rescue lessons actually work

• Self-rescue swimming methodology

• Water safety tips for parents

MENTIONED IN THIS EPISODE:

• Empowered Money Academy

• SafeSwimSolutions.com

• https://castwatersafety.org/

CONNECT WITH TODAY’S GUEST:

Today’s guest, Master Swim Instructor, Gaylynne Sword, has worked in the drowning prevention community since 2009. She has taught thousands of lessons and trained nearly 50 instructors across the country. She’s passionate about helping families breathe a little easier, knowing that they have done everything they can to protect their child from an aquatic accident.

Gaylynne recently developed SafeSwimSolutions to make obtaining aquatic survival skills easier, in hopes that it will become as mainstream as taking children to well-checks and buckling them into car seats. She believes in accessibility for all children to become aquatic problem solvers!

• SafeSwimSolutions.com

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

Are you stuck spinning your wheels within your budget? Do you love a good life hack to come out on top? Today's episode features five little known budget hacks that we’ve seen with clients that we think could be the catalyst for you and your budget!

In this episode, we chat about:

• Rising food costs

• Ways you can tackle your debt

• The influence of social media

TODAY’S PODCAST SPONSOR

• Crew Finance

• • Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more by April 30, 2025.

  • trycrew.com/toast

  • Use code TOAST

MENTIONED IN THIS EPISODE:

• Crew Finance

• Empowered Money Academy

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

Today’s episode stems from trends we’ve seen with our coaching clients and Empowered Money Academy members over the past year. Many folks are losing jobs and spending significant time unemployed in this volatile job market. This conversation is quick, but we wanted to give you some actionable steps to be thinking of while navigating your job instability. Hang in there, Toasties!

In this episode, we chat about:

• Unemployment trends

• Things we don’t recommend

• Action steps to protect yourself

MENTIONED IN THIS EPISODE:

• Empowered Money Academy

• Crew - our favorite Fintech and HYSA

• • Use the code TOAST and the link above for $25 when you deposit $500 before April 30, 2025

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

Today’s guest is Janine Firpo, an accomplished speaker, author, and entrepreneur who consistently challenges gendered norms in the finance world. She joins us to chat about impact investing and how aligning your investing with your values is key to feeling empowered on your money journey. We chat about the stigmas facing women as investors and ways to begin growing wealth that don’t sacrifice your ethics and your morals. This is such a timely episode for this current political climate so we couldn’t be more thrilled to share Janine with you all. Enjoy!

In this episode, we chat about:

• Impact investing

• The importance of money conversations

• Women and investing power

MENTIONED IN THIS EPISODE:

• Empowered Money Academy

• As you Sow, Invest Your Values

• Activate Your Money book

CONNECT WITH TODAY’S GUEST:

Today’s guest is JANINE FIRPO an accomplished speaker, author, and social entrepreneur, with a long history of working at the intersection of women and their money. From the early years of Apple to senior positions with HP, the World Bank, and the Bill & Melinda Gates Foundation, Janine has always found herself making an impact.

She is the author of Activate Your Money: Invest to Grow Your Wealth and Build a Better World and the co-founder of Invest for Better, a nonprofit that is catalyzing a movement in which millions of professional women are educated, enabled, and empowered to activate the power of their money for themselves and for the world.

In 2024, Forbes named Janine one of “50 Over 50” female leaders who continue to make an impact later in life.

• LinkedIn

• Invest for Better Membership

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

Audio engineer: Garrett Davis

Today’s episode features Paige Connell, a mom and wife sharing the realities of mental load and unequal partner support on social media. We chat about the financial burdens women face as they step away from their careers throughout motherhood, as well as the ramifications of unpaid leave and childcare costs. Paige’s content resonates for many women and as such she has become a leading advocate for equal partnerships in the home. This is an episode that might have some listeners feeling discomfort - we ask that you lean into that discomfort and identify what it brings up. It is an important conversation as we navigate the changes we need in the world. Enjoy!

In this episode, we chat about:

• The truth of the SAHM life

• Unequal mental load in relationships

• The state of childcare in the United States

MENTIONED IN THIS EPISODE:

• Empowered Money Academy

• Fair Play by Eve Rodsky

CONNECT WITH TODAY’S GUEST:

• TikTok @sheisapaigeturner

• Instagram @sheisapaigeturner

• Do You Want The Truth Podcast

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

Today's guest is Bekah Burns, a certified life coach and enneagram specialist who comes on to chat about the intersection of enneagram and our patterns in life. We talk about the nine types and how we’ve seen the behaviors show up in our financial coaching clients. This episode just scratches the surface of enneagram, so if you’re interested in learning more, then we invite you to dive deeper. You’re going to leave this one feeling excited to find out more about your enneagram type! Enjoy!

In this episode, we chat about:

• The Enneagram vs other tests

• The 9 types and their traits

• What the Enneagram can show us

MENTIONED IN THIS EPISODE:

• Empowered Money Academy

CONNECT WITH TODAY’S GUEST:

Bekah is a certified ICF Life Coach with a knack for turning every career twist into an upgrade. By tuning into alignment with tools like the Enneagram, she guides her clients from where they are now to where they want to be. When life feels like a puzzle, Bekah is the one who skillfully helps people fit all the pieces together. Working 1:1 with folks at companies like Target, Fiji Water, JetBlue and Microsoft, she helps her people illuminate their next right step while gaining the courage to embrace it with confidence.

• Connect on with Bekah on Instagram @bekah.burns

• Snag Bekah’s enneagram starter pack and free enneagram assessment

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis

Today’s guest is Shannah Game, a fellow podcaster and money coach who is helping others transform their lives through recognizing and overcoming the money trauma they experience. We talk about how money trauma shows up for folks of all classes, and we share some strategies you might be able to use when you feel some discomfort arising. Shannah’s new book drops today, February 19th, so make sure you listen to the whole episode to hear about the giveaway details! Enjoy!

In this episode, we chat about:

• Recognizing money trauma

• Strategies to tackle hard moments

• Unraveling your relationship with money

MENTIONED IN THIS EPISODE:

• Empowered Money Academy

• Trauma of Money

CONNECT WITH TODAY’S GUEST:

Shannah Game is a powerhouse financial expert, certified trauma of money specialist, certified financial planner, and the unapologetically bold host of the award-winning Everyone’s Talkin’ Money podcast, with over 28 million downloads. Her new book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life, takes readers on a transformative journey to heal the emotional wounds of financial shame, fear, and anxiety—empowering them to rewrite their money stories and live with abundance.

With over 20 years of experience as a money coach, Shannah has made it her mission to challenge outdated money advice and focus on what really matters: how people think, feel, and act around money. Her work has helped thousands break free from financial struggles, overcome limiting beliefs, and create wealth on their terms. Shannah isn’t here to sugarcoat—she’s here to flip the script on finances, deliver no-BS advice, and show you how to finally align your money with the life you truly want.

• Instagram @shannahgame

• Snag Shannah’s book!

• Listen to Everyone’s Talkin’ Money!

• Or connect at her website everyonestalkinmoney.com

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

Audio engineer: Garrett Davis

Today’s episode is a breakdown of our financial coaching programs! We chat about who we believe coaching is best for and how we can help those people overcome their money hangups. We address the biggest obstacles people face when considering coaching and help talk you through why those objections might not be as worrisome as you’re making them. If you’re considering coaching we want to invite you to submit an application. We’re in open registration until February 15th, 2025, so check the show notes to submit an app today!

In this episode, we chat about:

• Our coaching programs

• Who coaching is best for

• Overcoming the big worries

MENTIONED IN THIS EPISODE:

• Apply for financial coaching HERE: https://airtable.com/apphUvcDoxxlcA80F/pagUDIKQxr9v5zX0z/form

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

• Join Empowered Money Academy

• priceofavocadotoast.com

• Price of Avocado Toast Instagram

• Price of Avocado Toast Twitter

• Price of Avocado Toast Threads

• Price of Avocado Toast on TikTok

• Price of Avocado Toast Facebook

• Join the Price of Avocado Toast Newsletter

OTHER LINKS:

• Apply for 1:1 Coaching With Haley & Justin

• Schedule a Budget Builder call with Haley & Justin

• Price of Avocado Toast customizable 12 month budgeting template

RECOGNITION:

• Audio engineer: Garrett Davis