Ep.14 - Our colleague Luke James on Why Pensions are Exciting

Pensions might not sound thrilling, but this episode of Juggling Mind and Money proves otherwise. Lucent Financial Planning’s very own Luke James steps in alongside host Steve Row—and brings a healthy dose of enthusiasm, insight, and dinosaur-themed sock humour to the mic.

They unravel the mystery of pensions—from the flexibility of Defined Contribution schemes to the predictability of Defined Benefit plans—breaking down the jargon and mental barriers that often stop people from engaging with their financial future. You’ll also learn why pensions are a powerful tool for business owners, how tax relief turns savings into “free money”, and why relying on property alone might be a retirement plan built on sand (or bricks you can’t eat).

Plus: socks, legacy planning, and how Luke used a financial plan to retire his dad. Yes, really.

Don’t miss this sharp, down-to-earth chat packed with smart insights and a touch of playful raptor energy.