Andy and Libbi are back with big updates, bigger decisions, and a whole new plan. After six months of financial planning, a few international job offers that didn’t pan out, and many late nights researching visa rules, they’ve chosen to lean fully into early retirement and build a new life in France.

In this episode, Dr. Jay reconnects with them to unpack the emotional and financial pivots they’ve made along the way. From rethinking whether to keep their Dominican Republic property to navigating the ins and outs of French visas and healthcare, Andy and Libbi are embracing the freedom to design a flexible, travel-forward life that aligns with their Childfree values.

They’re not aiming for extravagance. Just a life where their money supports their priorities, not the other way around.

Action Items:

• Exploring your visa options and understanding the tax impact of an international move
• Evaluating whether holding onto international property supports your lifestyle vision
• Simplifying your finances to reduce stress and increase freedom
• Tracking your monthly spending to adjust your budget as you go
• Creating a sustainable travel budget that lets you enjoy life without overspending

Mentioned in this episode:

• Childfree Wealth® Core Offering: https://childfreewealth.com/core-offering/

This one is for anyone dreaming about a different kind of life and wondering what it really takes to make it happen. Tune in and see where the journey leads next. 💡

Want more insights like this? Sign up for our newsletter HERE and get advice tailored to your life.

The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples.

Like the show? Leave us a rating & review!

If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com!

Join our newsletter HERE.
Schedule a meeting with a Childfree Wealth Specialist® HERE.

Instagram: @childfreewealth

Facebook: @childfreewealth

LinkedIn: @childfree-wealth

YouTube: @ChildfreeWealthPodcast

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Being Childfree comes with its own set of financial rules—so does that mean life insurance is off the table? In this episode, we dive into whether Childfree individuals actually need life insurance, uncovering scenarios where it might make sense (hint: it usually doesn’t!).

We explore why term life insurance could be valuable if others truly rely on your income—like a disabled spouse, dependent parents, or business partners—and caution against costly traps like whole life or universal policies often pushed by commission-based agents. You'll learn why mixing investment with insurance rarely pays off, and why working with a fee-only financial planner is crucial.

We'll also help you evaluate existing policies, figure out if you're over-insured, and determine when employer-provided life insurance makes sense.

Action Items:

✅ Review existing life insurance policies to assess their necessity.
✅ Consult a fee-only financial planner for personalized guidance.
✅ Check the specifics of your employer-provided coverage.
✅ Calculate your actual financial obligations before considering any new policy.

Tune in to confidently navigate life insurance decisions without kids—no unnecessary coverage, just smart protection!

The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples.

Like the show? Leave us a rating & review!

If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com!

Join our newsletter HERE.
Schedule a meeting with a Childfree Wealth Specialist® HERE.

Instagram: @childfreewealth

Facebook: @childfreewealth

LinkedIn: @childfree-wealth

YouTube: @ChildfreeWealthPodcast

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Finding your people as a childfree adult isn’t always easy—and the bigger the city, the harder it can be. In this episode, Jay sits down with Florence Wlodarski, founder of Parallel, a social club designed specifically for people living without children. They dive into what it really means to create meaningful community when your lifestyle doesn’t revolve around parenting.

You’ll hear:
- Why childfree friendships take extra effort—but are worth it
- The power of in-person gatherings over online connections
- What “childfree” really means (hint: it’s more than a label)

Whether you're craving deeper friendships, dreaming up your own events, or simply tired of surface-level small talk, this episode offers a refreshing, honest take on adult connection—without the kid convo.

Mentioned in this episode:
- Schedule your Childfree Wealth® Checkup here
- Check out Florence's Parallel Social Club here
- Video Childfree Guide to Life and Money Event with Parallel Social Club in LA
- The Childfree Guide to Life and Money Book
- Signup for our newsletter here
- To set up your own book event with Dr. Jay, reach out to us at socials@childfreewealth.com

Connect with Florence here:
Instagram: @parallelsocialclub.com
Facebook: Facebook.com/parallelsocialclub
LinkedIn: www.linkedin.com/in/florencewlodarski

About our Guest: Florence Wlodarski is the co-founder of PARALLEL, a first-of-its-kind social club, designed exclusively for those that are living life without kids. Florence and her husband James are DINKs and embracing the freedom and flexibility that a childfree life brings. They began hosting social events in 2024 in Los Angeles to bring people together in person, to facilitate meaningful connections, build a solid sense of community, and raise visibility for the importance of social health and wellness. PARALLEL is an IRL membership community, active in Los Angeles, with hopes to expand to other cities and offer virtual membership experiences in the future, to ensure everyone living life without kids can find community and positive social connections, wherever they are.

The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples.

Like the show? Leave us a rating & review!

If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com!

Join our newsletter HERE.
Schedule a meeting with a Childfree Wealth Specialist® HERE.

Instagram: @childfreewealth

Facebook: @childfreewealth

LinkedIn: @childfree-wealth

YouTube: @ChildfreeWealthPodcast

Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.