Welcome to The Real PEI Podcast, formerly known as Chattel Fixtures! What do you think of the new name?

In this episode, we're diving into the world of mortgages with Jay Patel, a highly regarded residential and commercial mortgage broker based in Charlottetown, Prince Edward Island.

Known for his innovative approach and trusted advice, Jay helps clients secure financing tailored to their specific needs. Whether you're a first-time homebuyer or an experienced real estate investor, this episode will provide valuable insights into the mortgage process.

📌 Host:
David Cyrus MacDonald, REALTOR® w/ RE/MAX Charlottetown
📞 902.940.5455
📧 cyrusmacd@gmail.com
🌐 www.davidcyrusmacdonald.com

📌 Guest:
Jay Patel | Mortgage Broker
📍 111 St. Peter's Road Charlottetown PE C1A 5P1
📞 (902) 978 1731 (Phone)
📧 jayr_patel@centum.ca

Jay shares his expertise on:
✔️ Mortgage fundamentals – What first-time homebuyers need to know
✔️ Common questions buyers and realtors have about financing
✔️ The mortgage approval process and how to prepare
✔️ Interest rates, loan options, and market trends

As a realtor, I often get mortgage-related questions, and while I don’t provide financial advice, I always want to point my clients in the right direction. Jay is one of the most trusted names in the industry, and I'm excited to have him on the show to share his knowledge!

🎧 Listen now and gain valuable insights into securing your dream home!

📍 Check out David Cyrus MacDonald Real Estate's Google Profile and reviews:
🔗 https://g.co/kgs/ghBYvL2

What does it take to be the #1 individual residential RE/MAX Agent in the World?

We interview the person currently sitting in that position to discuss his career, how he operates his business and his book 'The Real Deal' which I have read numerous times and actively use some of the lessons in my business.

Links to Purchase The Real Deal
Amazon.ca: https://a.co/d/fX19OjT
Amazon.com: https://a.co/d/bmzjlTu

Contact Faisal Susiwala | RE/MAX Twin City Faisal Susiwala Realty
519-624-5555
faisal@homeshack.com
www.homeshack.com

Contact David Cyrus MacDonald | RE/MAX Charlottetown Realty
902-940-5455
cyrusmacd@gmail.com
www.davidcyrusmacdonald.com

David is a REALTOR® with RE/MAX Charlottetown and the host of the Real PEI podcast, formerly known as Chattel Fixtures: PEI Real Estate Podcast.

Join David Cyrus MacDonald, REALTOR® and host of the Real PEI Podcast, as he sits down with Mary Jane Webster, broker/owner of RE/MAX Charlottetown. Discover how RE/MAX Charlottetown became the largest real estate brokerage on Prince Edward Island by focusing on strategic growth and fostering a supportive culture. Mary Jane shares her expert insights on the PEI housing market, how interest rates and government policies shape the industry, and advice for buyers and sellers. Gain valuable tips on navigating market challenges and hear her unique approach to building strong client relationships. Whether you're buying, selling, or simply fascinated by real estate trends, this episode offers invaluable perspectives on PEI's evolving market.

Learn more about David Cyrus MacDonald and explore PEI real estate opportunities at www.davidcyrusmacdonald.com. Check out David’s Google Business Profile for reviews and more at https://g.page/r/CWNABkqI-ojREBM

David Cyrus MacDonald is a REALTOR® with RE/MAX Charlottetown in PEI
Reach me at 902.940.5455 or cyrusmacd@gmail.com.

Read What Clients Say About Working with Me:
Google reviews: https://g.page/r/CWNABkqI-ojREBM

When I got a call from Shane MacDonald a few months back, I wasn’t just reconnecting with an old friend—I was about to learn about an ambitious project that combines high-quality construction with unmatched affordability.

Shane’s passion for creating homes that Islanders can be proud to own was immediately clear. This isn’t about maximizing profit but building efficient, thoughtfully designed houses that provide value, comfort, and long-term savings for PEI families.

These new builds stand out in today’s market. Located on nearly a full acre with scenic countryside views, just a short drive from both Montague and Charlottetown, they feature:

Energy Efficiency:
Designed for low utility costs, making ownership more affordable than renting for many buyers.

High-Quality Finishes:
Including Seagull Kitchen cabinetry, a metal roof, and a 10-year structural warranty plus a 1-year comprehensive builder’s warranty.

Great Layout:
Two spacious bedrooms, detached single-family layout, and a garage, for a price of $359,000 including HST.

After our meeting, I verified Shane’s impressive plans with my brother Allister, a construction professional, who assured me that Shane’s reputation for quality and energy-efficient construction is well-deserved. Now, just weeks later, the project is progressing on schedule, with walls going up and everything aligning perfectly.

If you're looking for a high-quality, cost-effective new home, don’t miss this opportunity. Contact me today.

Call or text me at 902.940.5455 or cyrusmacd@gmail.com

Serious about selling? Interview David Cyrus MacDonald... you'll be glad you did.

www.chattelfixtures.com
www.davidcyrusmacdonald.com

Host:
David Cyrus MacDonald | RE/MAX Charlottetown
902.940.5455
cyrusmacd@gmail.com
www.davidcyrusmacdonald.com

Guest:
Sam Sanderson | Construction Association of Prince Edward Island
Office: (902) 368-3303
Cell: (902)-628-5421
email: sam@capei.ca

Sam Sanderson is the General Manager of the Construction Association Of PEI, whose mission is to foster, promote, and advance the interests and efficiency of the construction industry on PEI, acting on behalf of and for its members.

Sam and the Construction Association of PEI are involved in various exciting projects, from building tiny homes in their own training centre to dealing with net zero homes and housing, and there are efforts to mirror their programs in other parts of the country, like Nova Scotia and Calgary.

A few days before recording this episode, the Association announced a new plan to recruit construction workers to PEI internationally.

Sam is passionate about the industry and what they are doing.

From my perspective, I am hoping to take this opportunity to get a read from Sam of where things are going in the industry. What types of projects we can expect to see more of in the coming years and generally try to gather information that I can share with my clients and the listeners of this podcast.

www.chattelfixtures.com

David Cyrus MacDonald | REALTOR® | RE/MAX Charlottetown
902.940.5455
cyrusmacd@gmail.com

Josh MacPherson | Maple Arc Contracting
https://www.maplearc.ca/
https://www.facebook.com/MapleArcContracting

In this episode, we speak with Josh MacPherson of Maple Arc Contracting, which he co-owns with his business partner Gareth Povey.

Josh and Gareth started working together in January of 2021. They pride themselves in honesty, dedication, and integrity in their workmanship and communication through their projects with their clients.

They offer new construction, renovation, decks and fences and various commercial and personal projects.

They are active on social media, post updates about their various projects and have released more polished videos highlighting their approach to business and projects.

In this conversation, Josh and I discuss what he has learned since starting a new construction company. What advice he has for people who want to build or renovate and talk about being a builder on PEI.

www.davidcyrusmacdonald.com
www.chattelfixtures.com

Host:
David Cyrus MacDonald | RE/MAX Charlottetown
902.940.5455
cyrusmacd@gmail.com
instagram.com/cyrusmacd

Guest:
Joshua MacFadyen
University of Prince Edward Island
upei.ca/timeflies

Time Flies: A History of Prince Edward Island from the Air
Order it from Indigo:
https://www.indigo.ca/en-ca/time-flies-a-history-of-prince-edward-island-from-the-air/9781988692647.html

Joshua MacFadyen is the ACLC Teaching and Research Team and Canada Research Chair in Geospatial Humanities in the Faculty of Arts at the University of Prince Edward Island and is also an Affiliate Global Futures Scholar at Arizona State University.

I just received Joshua’s new book, Time Flies: A History of Prince Edward Island from the Air in the mail last week and I am finding it fascinating. It goes through the history of PEI using old and new aerial photographs. This book approaches PEI from a multi-generational timeline perspective. For example, it talks about the roads, when they were built and why. It goes through the major long-term trends and changes in our primary industries like farming and fisheries, rural communities and infrastructure, urban development and coastal change. It goes through big population booms and busts, speculative investing in fox farming, the introduction of the trans-Canada highway, the banning of the automobile and so much more.

I would recommend this book to anyone who wants a deeper understanding of why PEI is the way it is.

On a personal level I have known Josh for quite a while through his sister Kathleen who is married to John MacPhee, the singer in my band Paper Lions. We used to visit Josh and Colleen and their four kids when we were performing in Kitchener Waterloo, Ontario. That time was all about fun, music, family, but this is my first time getting to dive into Joshua’s work as a scholar and apply it to my understanding of PEI and how that might apply to homeowners, REALTORS®, and all residents or visitors to this unique part of the earth.

Thank you for listening to Chattel Fixtures: PEI Real Estate Podcast

www.chattelfixtures.com
www.davidcyrusmacdonald.com

Serious about selling? Interview David Cyrus MacDonald. You'll be glad you did...

David Cyrus MacDonald
RE/MAX Charlottetown
902.940.5455
cyrusmacd@gmail.com
@CyrusMacD

Michael Annear
Kings County Construction
https://kccpei.com/

In this episode of Chattel Fixtures PEI Real Estate Podcast, we discuss the process of preparing land for building on PEI. Whether you are interested in buying land to build on or have land that you are considering selling or developing, there is something in this episode for you. This episode offers a lot of helpful information about the process of getting quotes on PEI, building driveways, installing septic systems, perc tests, protecting embankments from erosions and much more. I hope you enjoy this down-to-earth discussion with Mike Annear.

Michael Annear is a partner in Kings County Construction with his father Harry which makes it a third-generation business.

Kings County Construction offers a range of services including Commercial Sitework, Demolition, Septic Systems, Sod, Land Preparation, Brickwork, Shore Protection, & Outdoor Spaces. They also do land development - including a fully serviced subdivision in Montague. They are located in Montague - or technically Brudenell, which is part of Three Rivers.

Mike started working in the business right after graduating from university. He works continually on the safety and certification requirements to keep the business and its employees current. He and his wife Deborah have four children. He is also a member of the Rotary in Montague and used to be heavily involved in soccer in the area.

I, and many people who grew up down east know Mike through his hockey coaching and refereeing. I had Mike as my ‘Peewee A’ coach and I had the benefit of participating in the Goodwill Games - an exchange between the Montague Norseman and the Mount Hamilton Blues.

www.chattelfixtures.com