63: The Real Reason You’re Still in Debt—And Don’t Even Know It. How Moms Self-Sabotage With Money

Feeling stuck in debt—like no matter what you do, you just can’t get ahead?

In today’s episode of the Money Mom Podcast, we’re pulling back the curtain on the real reason you're still in debt (and it’s probably not what you think). This isn’t just about credit cards or car payments—it’s about emotional spending, inherited money beliefs, and those deep-rooted habits that quietly keep you stuck.

I’ll walk you through:

• The emotional triggers that drive overspending (hello, stress shopping 👋)
• Why “I’m just not good with money” is a belief that’s keeping you broke
• The types of debt that are silently draining your future
• How to shift your money mindset and actually start getting unstuck

If you're feeling overwhelmed by your finances, this episode is here to remind you: it’s not too late to change. You can break the cycle, ditch the shame, and take back control of your money—for good.

👇 Ready to go deeper? Join us inside Money Mom Club for the step-by-step support to finally make the progress you’ve been craving.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons
TikTok: @heyrachelcoons

Join my FREE live training
What kind of grocery shopper are you? Take my free quiz
Check out my grocery savings guide