14 - Midnight Passenger by Richard Henry Savage

After his fathers death, Randall Clayton finds himself engulfed in a web of deceit and treachery. His fathers business partner, Hugh Worthington, seems caring, but harbors sinister plans that could lead Clayton to financial ruin. His roommate, Arthur Ferris, is not only planning his own schemes, but also vying for Worthington’s daughters love. In New York, Clayton earns meager wages, constantly under surveillance by Worthington’s spies and the menacing Fritz Braun, who covets the hefty deposit Clayton carries for his employer. His only ally appears to be Jack Witherspoon, who is departing for Europe, leaving Clayton to face the impending danger alone. (Summary by MaryAnn)