If you've been eyeing an American Express card but aren’t sure which one to get, you’re in the right place! In this episode, we break down two great personal cards—the American Express® Gold Card and The Platinum Card® from American Express—and two great business cards—the American Express® Business Gold Card and The Business Platinum Card® from American Express. These powerhouse cards are key for earning American Express Membership Rewards®. We share our personal experiences with these cards, favorite card benefits, and what we’d recommend for anyone looking to maximize their points-and-miles strategy.

First, the Personal Card Breakdown

The American Express® Gold Card: The Food Lover’s Dream Card
Pam kicks things off by sharing why the American Express® Gold Card has been a staple in her wallet for years and how the benefits this card offers are amazing for foodies.

The Platinum Card® from American Express: Travel Perks Galore
The Platinum Card® from American Express isn’t just a credit card; it’s a travel lifestyle. If you're a frequent traveler, this card's benefits can come in clutch.

Up Next: Two Great Business Cards

American Express® Business Gold Card: Small-Business Winner
This card is perfect if you want flexible spending-category bonuses and great perks for small businesses (including office-supply stores).

The Business Platinum Card® from American Express: Even More Travel Perks
A great go-to card for cell-phone insurance coverage & statement credits, plus travel benefits like lounge access a new Hilton credit.

Credits & Perks:
Jess breaks down the key differences between all the perks and credits, and whether they might make sense for you. As Alex puts it, "Don't let the credits stress you out. If using them feels like work, the card might not be worth it for you."

Pro Tips for Maximizing Your Cards
The Travel Mom Squad shares some expert tips to get the most value: elevated offers, reminders for monthly credits, and how to earn referral points.

Links:

• Credit Card Benefits Cheat Sheet: https://travelmomsquad.kit.com/benefits-cheat-sheet

• Links For All Things Travel Mom Squad: stan.store/travelmomsquad

• Cards mentioned in the episode
  • The American Express® Gold Card: http://travelmomsquad.com/american-express-gold
  • The Platinum Card® from American Express: https://travelmomsquad.com/refer/american-express-platinum-card/
  • American Express® Business Gold Card: http://travelmomsquad.com/american-express-business-gold
  • The Business Platinum Card® from American Express: http://travelmomsquad.com/american-express-business-platinum

Episode Minute By Minute:

• 00:30 – Why we love American Express Membership Rewards® for travel
• 01:00 – The personal cards
• 02:30 – Restaurant benefits, quirks, and ice-cream cakes galore
• 10:15 – Travel benefits: lounge access, travel perks
• 17:00 – The key differences explained
• 21:30 – The business-card breakdown
• 24:30 – All about business welcome offers
• 33:00 – How to inquire about retention offers
• 38:30 – Our final verdict: which cards we keep and why

If you want to earn more American Express Membership Rewards®, this episode is a must-listen! Tune in to hear all the details, plus some hilarious behind-the-scenes stories about how we use our points for everyday treats and family travel.