Wealth Is a Mindset

Change Your Mind, Change Your Money

De: Shang Saavedra

Narrado por: Natalie Naudus

“A compassionate guide on personal finance that focuses on the value of your life instead of just fixating on the value of a dollar.”—Erin Lowry, author of the Broke Millennial series.

In Wealth Is a Mindset, Shang Saavedra, Founder of Save My Cents and top personal finance coach, creates a judgment-free space for listeners to learn about personal finance and make their dreams of financial independence come true, one cent at a time.

Shang Saavedra is the Founder and CEO of Save My Cents, a personal-finance education and coaching platform that focuses on the intersection of mental health and financial wealth. Her ethos is that changing one’s finances isn’t merely about making or saving more money. In her mind, personal finance is personal and thus related to one's upbringing, past experiences, family history, and more. It requires bravely facing the traumas and fears of one's past and tracing how they lead to mindsets grounded in scarcity and insecurity, especially as they relate to the handling of money.

Drawing upon scientific research on psychology and neuroscience, as well as many mental health experts, Saavedra has developed a methodology called “Trigger, Action, Reward,” which identifies the root causes of unhealthy money behaviors, provides concrete suggestions on how to break those cycles, and guides listeners toward an abundance mindset that leads to financial success and security. Through her online classes and coaching lessons in investing, saving for retirement, debt freedom, and more, she has helped thousands of clients implement the TAR strategy and achieve transformative change in their lives.

Wealth Is a Mindset provides practical, concrete applications of Saavedra’s mindset-changing methodology. It is also an empathetic memoir that shows how Saavedra and her husband overcame many of their own emotional challenges to attain financial freedom. Dozens of anecdotes from her clients illustrate how the strategy works in real life. More importantly, it shows that we all are human, our inherent worth going far beyond simply a salary and net worth number. Featuring prescriptive, judgment-free exercises to show step by step how to pay down debt, raise income, start a side hustle, save more money, invest for retirement, and build generational wealth, Wealth Is a Mindset will help listeners find ways to improve their money and their lives, no matter where they are in their personal money story.

©2025 Shang Saavedra (P)2025 Third State Books

Reseñas de la Crítica

“This book is about so much more than building wealth. You'll gain actionable, easy-to-understand financial tips that will not only boost your net worth but also deeply evolve your mindset. It’s your transformative guide for leading a rich, empowered, and free life, with a bank account higher than you ever imagined.”—Gesche Haas, CEO and founder of Dreamers & Doers

"As a client of Shang’s, my husband and I gained a better understanding of financial options for people like us, in careers where income fluctuates. Her no-judgment and direct approach was refreshing and helped diffuse emotional baggage. I now see myself as someone that can build wealth which has been a huge, positive mindset shift for me."—Cole Imperi, Founder of the School of American Thanatology, Author"

“I was originally attracted to Shang’s content because of how similar we are. There are not many other Asian American women from immigrant families that lived in NYC sharing the wealth of knowledge online of not just personal finance but even of the psychological piece. However, what made me stay for her content was actually because she touches what no other finance influencers have touched which really spoke to me coming from an immigrant family was fighting the scarcity mindset.”—Christine Wong, Content Creator & Tech Professional (@christine.innovates)