Smart Money

The Practical Guide to Personal Finance for Teens and Young Adults: Empower Your Financial Future with Essential Money Skills and Strategies

De: Amy Acevedo

Narrado por: Kate Jensen

How does a comfortable life without money worries sound to you? Nice, right? Then read on!

You want to grow up knowing that you have the power to achieve all your goals and explore a future of exciting opportunities. Perhaps you want to see the world… Maybe you dream of owning your own business… Or perhaps you can already see your ideal home in your mind’s eye…

All of these things are possible… But they require you to have a bit of financial savviness – and that’s not something many adults have, let alone teenagers.

You’re at the perfect age to soak up all the knowledge you need to make your finances work for you – both now and in the future. And this book is here to help you do just that!

Inside, you’ll discover:

• The top money myths that are the downfall of so many adults – so you can avoid falling into the same traps
• Why budgeting isn’t boring – plus the doors it can open… and step-by-step guidance for doing it like a pro
• How you can use money to get the most out of college life (discover the essential considerations most people miss)
• What you really want to know – the magical art of making money
• The secret to affording those big purchases (think your dream car or the perfect home!)
• The bit most people forget to do – how to set up a financially secure future!
• Extra resources to help you get a head start on your financial security – everything from books to apps to YouTube channels

And much more.

Maybe money can’t actually buy you happiness, but it can set you up to find it… and you’re about to be among the select few who understand how.

Turn money into your ticket to living the life you want to live. Click "Add to Cart" now.

©2023 Amy Acevedo (P)2023 Amy Acevedo

A necessity!

As a teacher at high school, this book has been a huge help for many students I teach. We listened to this during Homeroom and had discussions about key topics such as budgeting and credit. The guidance on alternatives to traditional college education was invaluable and a necessity for all teens to listen to. There are some key lessons taught in this book about finance, but the strategies to leveraging money was great! I wish I had these techniques when I was planning to go to college!

The book is also really well sectioned so it is easy to navigate, and bookmark to come back to. This will be a resource on my bookshelf for students for a while! - Recommend!

Super Helpful and Easy to Understand!

I wasn’t expecting to enjoy an audiobook about money this much, but it completely surprised me! It explains everything in a way that actually makes sense—like why budgeting isn’t boring and how to make big purchases seem possible. It even covers stuff I’d never thought about, like setting up a secure financial future. I feel so much more confident about money now. Totally recommend this if you’re a teen or young adult trying to figure out finances!

Great Financial Advice for Teens and Young Adults

I got this audiobook for my teenage niece, and it’s been an invaluable resource. It breaks down personal finance into simple, relatable steps—covering everything from budgeting to saving for big purchases. The section on avoiding common money myths was a real eye-opener for her, and the practical tips on making money and planning for the future were incredibly motivating. If you want to help a teen start their financial journey with confidence, this guide is a must-have!

More than an average financial guide

This book stands out for me due to several reasons: it explains all matters finance in a simple and easy to relate way. It does not overwhelm you with complicated strategies, but rather empower you with simple steps and solutions everyone should be reminded of, now and then. Such important topics as credit, insurance, emergency funds and much more are covered.
I especially like the "Navigating the World of Cars and Homes" chapter. It's a complex subject teens and young adults tend to overlook and so do their parents in the subject of financial literacy.
It's a great resource of information and I highly recommend this book.

Very good informations

Though I've read a ton of articles and seen a ton of books on the subject lately, I must admit that the tone of this book drew me in. It provides helpful personal financial advice for the teenage to young adult transition and speaks to young adults on their own terms.
It all makes sense right away because the author uses their language while speaking to the young adult reader. Excellent work!

Great Personal Finance Guide

This audiobook is an excellent crash course in personal finance for teens and young adults. It breaks down essentials like saving, budgeting, credit, and investing into simple, actionable steps that are easy to follow.

What I love most is the emphasis on empowerment. It’s not just about learning to manage money—it’s about building habits and strategies that set you up for long-term success. It teaches you how to make smart decisions now so your future self will thank you.

The friendly tone and real-life examples make money management feel approachable, while the focus on building smart habits empowers readers to take control of their financial future. Whether you're saving for a goal or planning long-term, this guide is a must-read for anyone ready to start their journey toward financial independence!

An empowering audiobook

It is an empowering audiobook that equips teens and young adults with essential financial skills. It offers clear, practical advice on budgeting, saving, investing, and building a secure financial future. The author’s relatable tone makes complex concepts easy to understand, and the narrator’s engaging delivery keeps it enjoyable. A must-listen for anyone ready to take control of their finances and set the stage for long-term success!

Much Needed!

I wish I had this as a teen and/or young adult. Money, finances, saving, and spending are simply one of the most important concepts for adults and the least talked about in school! Acevedo has cultivated a wonder guide that is both understandable for teens and young adults, and holds so much value for your teens future of money. A must read!

Must Read!

This book is a must-read for anyone eager to secure a financially comfortable and worry-free future. It provides practical insights and step-by-step guidance on debunking money myths, making budgeting exciting, and leveraging financial savvy for college life and beyond. Full of valuable tips on the art of making money, affording significant purchases, and setting up a secure financial future, it's a comprehensive guide that equips readers, especially teenagers, with the essential knowledge to navigate the world of finance successfully

A must-read for teens

This book is a golden nugget that will help young people build a solid foundation for themselves and build financial habits that will benefit them for the rest of their lives. I am eager to share the tips with my children even before they are teenagers. I love how the book emphasizes the importance of financial literacy and provides all the tools teens need to get started with a simple budget. This book is definitely a great addition to middle school and high school libraries. It really fills a gap that many teens encounter when they start college. Following the advice in this book will definitely make independence a smoother ride.